Calculate gold investment returns and compare with other assets
Gold Investment Calculator is a comprehensive financial calculator designed to help you calculate gold investment returns and compare with other assets. Planning finances requires absolute precision; this calculator provides instant accurate projections for EMIs, compounding, loans, and investment portfolio returns.
Profit = (sell price - buy price) x grams. Buying 10 g at ₹6,000 a gram and selling at ₹7,500 gives ₹75,000 - ₹60,000 = ₹15,000. Enter grams, your buy and sell prices per gram, and how long you held the gold.
CAGR = (final value / initial value)^(1 / years) - 1. Gold that goes from ₹60,000 to ₹75,000 in 3 years grows by (1.25)^(1/3) - 1, which is about 7.72% a year. The calculator shows this as the annualised return.
No. It does not fetch prices. You enter the buy and sell price per gram yourself, for example from a jeweller bill or a price you expect. Rates change every day, so use your actual purchase price.
No. It uses only the per-gram prices you enter. Jewellery usually has making charges and GST that you cannot recover on resale, and capital gains tax may apply on profit. Add those to your buy price manually and check the current tax rules.
Gold has often kept value over long periods, but its price can stay flat or fall for years, so it is not guaranteed to beat inflation. Use the tool with your own numbers to compare its CAGR with the inflation rate. This is not investment advice.
Absolute return is the total gain over the whole holding period, such as 25% in the example. CAGR spreads that gain into an average yearly rate, about 7.72% for 3 years. Use CAGR to compare gold with investments held for different lengths of time.
No. Toolskyt operates under a zero-server policy. All calculations, data formatting, and file exports are executed locally on your machine.
No, this tool is 100% free. There are no limits, sign-ups, subscriptions, or hidden charges required.
A reducing interest rate means interest is charged only on the remaining outstanding principal balance at the end of each period, rather than the initial loan amount.